Financing

There are two ways to finance your solar energy system with $0-down: through the Dividend EmpowerLoan or through PACE-CA.

 

The EmpowerLoan: $0-Down Solar Ownership

Our installers are now offering homeowners a better way to go solar. With a $0-down EmpowerLoan offered in partnership with Dividend Solar, homeowners realize the maximum economic benefit of solar ownership as well as a full service offering, including performance and maintenance guarantees. There has never been a better time to go solar. And now, with the EmpowerLoan, there has never been a better way.

Benefits of the EmpowerLoan

The EmpowerLoan is a new, low-cost loan product that maximizes the financial benefits of solar for our customers. The EmpowerLoan combines system performance guarantees, hassle-free maintenance, and cost savings with the financial upside of owning your system at no money down

  • $0 Down
  • Low Interest Rate
  • You Receive Tax Benefits
  • No Lien on Your Home
  • No Prepayment Penalties
  • 20-Year Loan
  • Performance Guarantees
  • Warranty Management
  • Real-Time Performance Monitoring
  • Simple, Fully-Online Application
  • Maximize Your Savings
  • Up to $50,000

Hassle-Free Guarantees

The EmpowerLoan comes with zero-cost maintenance and warranty management. If your system encounters an issue or doesn’t perform as advertised, we will come fix it.

Want to see how much energy your system is generating? The EmpowerLoan also includes free real-time performance monitoring so you can monitor the production.

The application process for an EmpowerLoan is extremely simple – and fully online! We require no paperwork at all, and the entire application process can be completed in short order. Instead of waiting weeks for a bank loan that does not include any additional benefits or guarantees, the EmpowerLoan offers you the best of both worlds.

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PACE Financing – California

Property Assessed Clean Energy, or PACE, financing allows property owners to fund solar energy projects with little or no up-front costs. With PACE, residential and commercial property owners living within a participating district can finance up to 100% of their project and pay it back over time as a voluntary property tax assessment through their existing property tax bill.

PACE can eliminate the need to pay out of pocket for your project. Repayment may be amortized for a period of up to 20 years, keeping your monthly payments low enough that your utility savings may exceed your payment, creating a net-positive cash flow. Also, the interest may be tax deductible. PACE ties the loan to the property and not an individual, so you may not need to be concerned about recouping the cost of your improvements if you decide to sell the property before the loan is repaid because the loan may transfer upon sale or refinancing of the property.

 

Invest In Your Home 

Solar energy systems are an attractive asset for Homeowners looking to sell their homes, as rooftop solar has been shown to increase the value of the home while reducing its time on market.

A 2013 study from the Lawrence Berkeley National Laboratory indicates that a medium-sized residential solar system can add more than $20,000 to the value of a home. In addition, according to a study that was sponsored in part by the U.S. Department of Housing and Urban Development, home values can increase on average by $20 for every $1 reduction in annual utility bills. A system that produces $100 of electricity per month could lead to a $25,000 increase in the value of your home.

 

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